The credit ratings for sovereign debt as well as the private sector have been under intense scrutiny since the outbreak of the financial crisis that occurred in 2008. Credit Rating Agencies (or CRAs) have received critique for not being able to predict the risk associated...
Banking Sector involves a lot of transactions for their day to day operation and they have now realized that their main disquietude is how to detect fraud as early as possible. In this paper I have include information regarding carding basics. How this threat is...
The number of mortgage approvals fell to an 18-month low in July following the EU referendum, new figures how. According to the British Bankers’ Association, house purchase approval numbers fell 5% In July to 37,662, down from 39,763 in June. Gross mortgage borrowing was £12....
Credit Score in Relation to Employment Introduction Once upon a time there was no such thing as a credit score. Individuals had contracts and traded for goods and services, but there was no technology or tracking of an individual’s private data, such as their employers,...
Introduction Human rights have recently been grounded firmly as a universal, cross-cultural concept that affects the way operations are undertaken. Social credit, as a system introduced by the Chinese government, has some impacts on these universal human rights. The system monitors and assesses people’s and...
When we refer to consumer credit, we are talking about the use of credit to finance transactions without having to pay the full amount of the merchandise at the time of checkout. The most common form of consumer credit is a credit card issued by...
Credit should be given to China for decriminalizing homosexuality (it took a while, but a step forward is still a step) in 1997 as well as removed homosexuality from their classifications of mental disorders in 2001, but there still is a heavy problem in China...
If you have less than perfect credit and want to repair it back to a positive state, you may want to enlist the help of a credit repair counselor. What is a credit repair counselor? I call it my mother since she’s a whiz with...
Credit cards have become an integral part of modern financial transactions, offering individuals a convenient and versatile tool for making purchases, managing expenses, and building credit history. However, like any financial instrument, credit cards come with their own set of advantages and disadvantages that individuals...
The age-old debate of cash versus credit card continues to be a topic of discussion and personal preference. Both payment methods have their advantages and drawbacks, and choosing the right one depends on various factors. In this essay, we will delve into the comparison between...
In today’s modern society, the use of credit cards has become increasingly prevalent as a payment method. Credit cards offer convenience, security, and various rewards to consumers. However, cash remains a widely used form of payment, particularly in certain demographics or for small transactions. This...
Credit cards have become an integral part of our modern financial system. They offer convenience and flexibility but also come with risks and potential drawbacks. This essay will discuss the pros and cons of credit cards, focusing on their benefits and disadvantages in the English...
