Banking Essay Topics

A sound and effective banking system is the backbone of an economy. The economy of a country can function smoothly and without many hassles if the banking system backing it is not only flexible but also capable of meeting the new challenges posed by the...

Debt-to-equity ratio of an organization’s capacity to reimburse its obligations. While looking at the soundness of an organization, it is basic to focus on the debt/equity proportion. On the off chance that the proportion is expanding, the organization is being financed by loan bosses instead...

My research paper will highlight technology and innovation in banking and finance. I chose this topic because I am majoring in Finance and wanted to research the technology that is currently available in banking along with researching the new technology trends. I believe that the...

World Bank’s primary goal is to reduce global poverty and to boost shared prosperity in developing countries. Being born and raised in a lower middle class family in India, I have witnessed multiple forms of poverty up close and personal, from the urban slums of...

Introduction The New Era The 21st will bring about an all-embracing convergence of computing, communication, information and knowledge. This will radically change the way we live, work and think. The growth of high speed network, coupled with the falling cost of computing power, is making...

The main use case that is focused on when looking at the possibilities of blockchain for banking is that of payments. Blockchain could be used as “another way of paying each other, not depending on SWIFT and other payment schemes.” There is a potential role...

Voice control has been a used on a large scale in improving security as there can be certain situations which they perfectly fit. Since majority of people across the world use English, the adversary takes advantage of this fact. In this proposal, I think that...

Introduction The evolution of technology has increased the dependency of humans on it in all spheres of life. In addition to the opportunities, benefits, accuracy provided by these inventions, it however increased the probability of getting trapped in cybercrimes. Undoubtedly, cybercrimes are frequent these days...

The UK nationalised the famous bank northern rock in 2008, the reason why is due to the mortgage crisis.Two years later, the bank got split into assets and banking in order to attract buyers and change it back to the private sector. Nationalisation of northern...

Online banking, also known as internet banking, e-banking or virtual banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution’s website. The online banking system will typically connect...

The banking industry is one of the vital pillars for the development of national economy. With the increase of confidence towards the banking, there is high scope of banks to increase their business volume. To be a part of the banking industry in itself is...

It is relevant to refer briefly to the previous studies and research in the related areas of the subject to find out and to fill up the research gaps. The following are the some studies conducted by the eminent authors and practitioners on the area...

The move by the government to demonetize Rs.500 and Rs.1000 notes by replacing them with new Rs.500 and Rs.2000 notes has taken the country with surprise. The government is to tackle the menace of black money, corruption, terror funding and fake currency. From a market...

Most banks have now applied transaction charges on cash withdrawals from different bank ATMs or cash withdrawals from branch. So, banking transactions such as credit card payments, fund transfer, ATM transactions, processing fees on loans etc., where the banks are levying charges, increased tax rates...

Of the countries under consideration, the five that would be most suitable for immediate establishment of a BFSI subsidiary are Kuwait, South Africa, New Zealand, Peru, and Latvia. Kuwait, which is in the northeast corner of the Arabian Peninsula, with a society of high level...

On January 2, Finance Minister Arun Jaitley said that the government has entered unchartered territory as far as the Bankruptcy And Insolvency Code is concerned and would continue to modify the law dealing with the issue. “Insolvency and bankruptcy is an area in which it...

In general, before the financial crisis of 2008, the financial sector the world over had been steadily liberalizing. Limits on foreign ownership of banks and on the kinds of transactions they were able to engage in were being lifted. Rich countries were deregulating faster than...

Introduction The financial crisis of the past decade has driven a gradual movement towards more equitable forms of banking. For instance, stricter regulations on capital requirements and consumer disclosure standards have been introduced as measures to prevent financial malpractice and predatory lending. However, many of...

According to scholars, a financial crisis is an expansive variety of situations in that some if not all of the available financial assets abruptly drop a large part of their original value(Martin and Milas, pp.443-459). Notably, in the 19th and 20th centuries, a lot of...

Financial innovation can be interpreted as common developments happening gradually in the financial services industry. This includes contemporary markets, technologies, instruments, or institutions. Fintech refers to a distinct area offinancial innovation where the centre of interest is transformative technology. Fintech is short for financial technology....

Equity Savings Funds Basically, we can define equity savings funds as the sum of arbitrage, equity and debt funds. It is a hybrid scheme that is suitable for investors who are looking for income generation, capital appreciation and higher returns over fixed deposits in the...

With nearly 47 Million internet users and a GDP rate of 6-7 percent, India represents a digital economy. India has proved to be the biggest market potential for global players. This digital revolution is expected to generate new market growth opportunities, jobs and become the...

In Kenya, there has been negative association between inflation and commercial banks’ loaning volumes and base rates on lending. This is due to the fact that as inflation increases, the commercial bank loaning volumes in Kenya declines. Conversely, there exists positive relationship between the base...

In the era of Millennials in which we are glued to our Smartphones, our daily lives and routines have changed radically, and we have less time for us. Consumers want immediacy, quick transactions by putting in no effort. In this context, the role of traditional...

State bank of India (SBI) is an Indian multinational, public sector banking and financial services company. It is the largest commercial bank in India in terms of assets, deposits, branches, customers and employees. It is a government owned corporation with its headquarters in Mumbai, Maharashtra....

Abstract There can be various research paper related bank system. Smartphone has become essential part of the daily life, Digital Wallets are quickly online payment. The number of people are using in mobile Banking System. such as phone-pay, Paytm, tez, Google etc. Research on Paytm....

Banking industry is a huge vehicle, which has been providing its services for years. Its strategies and principles of work have been built step by step for getting what it looks like nowadays. But our developing world makes all the spheres of our life adapt...

Foreign direct investment (FDI) is considered to be the lifeblood of economic development, especially for a developing country like India. It plays an important role in the long-run development of a country not only as a source of capital, but also for enhancing competitiveness of...

The Justification for Banking Regulation Introduction Over the past few centuries banking regulation has become increasingly complex. That is because the banking sector has faced numerous changes and regulators have had to adapt to those changes, setting more ambitious goals that would ensure prudence whilst...

The study focuses on whether the development in banking scenario has been satisfactory from the perception of the customers. Although the banking industry has made huge investments in developing e-banking, rural areas have still not been able to access the services due to various reasons...