Banking Essay Topics

A sound and effective banking system is the backbone of an economy. The economy of a country can function smoothly and without many hassles if the banking system backing it is not only flexible but also capable of meeting the new challenges posed by the...

Introduction The evolution of technology has increased the dependency of humans on it in all spheres of life. In addition to the opportunities, benefits, accuracy provided by these inventions, it however increased the probability of getting trapped in cybercrimes. Undoubtedly, cybercrimes are frequent these days...

With nearly 47 Million internet users and a GDP rate of 6-7 percent, India represents a digital economy. India has proved to be the biggest market potential for global players. This digital revolution is expected to generate new market growth opportunities, jobs and become the...

Introduction The 21st will bring about an all-embracing convergence of computing, communication, information and knowledge. This will radically change the way we live, work and think. The growth of high speed network, coupled with the falling cost of computing power, is making possible application undreamed...

Voice control has been a used on a large scale in improving security as there can be certain situations which they perfectly fit. Since majority of people across the world use English, the adversary takes advantage of this fact. In this proposal, I think that...

Most banks have now applied transaction charges on cash withdrawals from different bank ATMs or cash withdrawals from branch. So, banking transactions such as credit card payments, fund transfer, ATM transactions, processing fees on loans etc., where the banks are levying charges, increased tax rates...

Online banking, also known as internet banking, e-banking or virtual banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution’s website. The online banking system will typically connect...

Banking Sector Some specialists investigated modern banking sector. Here are the results of their researches. Goyal and Joshiin (2011) suggested that people are aware most of the issues concerning our environmental and hazardous effects of factories and manufacturing industries. Researchers found that an organizations need...

My research paper will highlight technology and innovation in banking and finance. I chose this topic because I am majoring in Finance and wanted to research the technology that is currently available in banking along with researching the new technology trends. I believe that the...

For enhanced comprehension of the gathered information, this section is projected to further address studies and literature related to the current research to steer towards new directions that would shed light on more facets of the different banking institutions regarding the fraud they experience. This...

The delicate and wasteful state-commanded managing an account part that existed in Ethiopia amid the military government (1974-1991) was a noteworthy impediment to monetary development. Since it took control in 1991, the present government has actualized various changes. For example, in 1994, the legislature legitimized...

Foreign direct investment (FDI) is considered to be the lifeblood of economic development, especially for a developing country like India. It plays an important role in the long-run development of a country not only as a source of capital, but also for enhancing competitiveness of...

The study focuses on whether the development in banking scenario has been satisfactory from the perception of the customers. Although the banking industry has made huge investments in developing e-banking, rural areas have still not been able to access the services due to various reasons...

Introduction Bank, what Wikipedia says is, a financial institution that accepts deposits from the public and creates credit. Banking began with the first prototype banks of merchants of the ancient world, which made grain loans to farmers and traders who carried goods between cities and...

There is little or no probability of bank insolvency, the type one depositors may prefer to follow the type two depositors and leave their deposit for longer period of time. Because they would like to take the advantage of the higher payoff on the bank’s...

The main use case that is focused on when looking at the possibilities of blockchain for banking is that of payments. Blockchain could be used as “another way of paying each other, not depending on SWIFT and other payment schemes.” There is a potential role...

India is now emerging economic power with potential to rank among the first 5 major nations of the 21st century. India is one of the fastest growing economies of the world along with China. For economic development it is necessary to invest savings in meaningful...

Introduction According to scholars, a financial crisis is an expansive variety of situations in that some if not all of the available financial assets abruptly drop a large part of their original value(Martin and Milas, pp.443-459). Notably, in the 19th and 20th centuries, a lot...

Equity Savings Funds Basically, we can define equity savings funds as the sum of arbitrage, equity and debt funds. It is a hybrid scheme that is suitable for investors who are looking for income generation, capital appreciation and higher returns over fixed deposits in the...

Financial innovation can be interpreted as common developments happening gradually in the financial services industry. This includes contemporary markets, technologies, instruments, or institutions. Fintech refers to a distinct area offinancial innovation where the centre of interest is transformative technology. Fintech is short for financial technology....

Stronghold, a US based financial service provider and International Business Machines (IBM) have announced a collaboration that will a digital coin that will be paged to the use dollar; the Stronghold USD. According to the news released Tuesday, July 17, the new entrant will be...

Nonperforming credits is regular wonders for managing an account industry in Bangladesh. A Non-performing advance is a credit that is in default or near being in default. Numerous credits move toward becoming non-performing in the wake of being in default for 90 days, yet this...

The Fair and Accurate Credit Transactions Act (“FACTA”) is an amendment to the Fair Credit Reporting Act (“FCRA”) that was added in 2003 protect people from the threats of identity theft. FACTA created guidelines that determine the types of information which can be shared. These...

State bank of India (SBI) is an Indian multinational, public sector banking and financial services company. It is the largest commercial bank in India in terms of assets, deposits, branches, customers and employees. It is a government owned corporation with its headquarters in Mumbai, Maharashtra....

NABARD is set up as an apex Development Bank with a mandate for facilitating credit flow for promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts. It also has the mandate to support all other allied economic activities...

The UK nationalised the famous bank northern rock in 2008, the reason why is due to the mortgage crisis.Two years later, the bank got split into assets and banking in order to attract buyers and change it back to the private sector. Nationalisation Of Northern...

Banking industry is a huge vehicle, which has been providing its services for years. Its strategies and principles of work have been built step by step for getting what it looks like nowadays. But our developing world makes all the spheres of our life adapt...

The Justification for Banking Regulation Introduction Over the past few centuries banking regulation has become increasingly complex. That is because the banking sector has faced numerous changes and regulators have had to adapt to those changes, setting more ambitious goals that would ensure prudence whilst...

Banking Sector involves a lot of transactions for their day to day operation and they have now realized that their main disquietude is how to detect fraud as early as possible. In this paper I have include information regarding carding basics. How this threat is...

In Kenya, there has been negative association between inflation and commercial banks’ loaning volumes and base rates on lending. This is due to the fact that as inflation increases, the commercial bank loaning volumes in Kenya declines. Conversely, there exists positive relationship between the base...