Myths About Disability and The Need for Disability Insurance

Introduction

People with physical problems are a familiar site. In wheelchairs or on crutches, blind or even deaf we have all crossed paths with a disabled person as some stage in our lives. What do you feel when you see a disabled person? Pity, curiosity or even fear? Do you know how to behave in their presence or are you worried that you might stare or say something inappropriate? Read on for some of the leading myths about disabled people and find out why you need disability insurance.

The myth of disability

Myth One: Disabled People Need To Be Helped

In most instances disabled people are perfectly capable of taking care of themselves. If they need help they will ask for it! Do not assume they cannot perform certain tasks!

Myth Two: Don't Ask Uncomfortable Questions

People with physical disabilities would rather you asked questions about their disability than avoided the issue. Let curious children ask the questions they need to.

Myth Three: People With Disabilities Cannot Work Or Contribute At Home

Disabled people are skilled just like you and me and make many important contributions at work and at home. Myth Four: People with Disabilities Are DepressedYes, illness might cause depression but disabled people are not chronically depressed and should not be treated as such. Disability is not a death sentence!

Myth Five: Physically Disabled People Lead Very Different Lives

The people lead very normal lives just like you and me. They go to school and to work, they fall in love, and they have friends.

Myth Six: Disabled People Have No Real Future

Disabled people have dreams and ambitions just like you and me and the ability to realize these dreams. Take our paralympians for example, many of whom have achieved great things.

Myth Seven: It Will Never Happen To Me

Disability is a reality for all of us. Accidents and even illnesses can all cause lasting disability that could change our lives forever.

Disability insurance

Are you financially prepared for the worst? For the day that you are disabled due to illness or injury and can no longer support your partner or spouse and family? If not, have you heard of disability insurance? A disability insurance policy will provide a pay-out if you are ever disabled and unable to work, replacing all or part of your income and keeping your family financially afloat. Don't be misled by the myths surrounding disability and protect your family's future income today!