Essays on Bank

Historically, the bank funds in India have been forestalled through three channels — the cash reserve ratio (CRR), statutory liquidity ratio (SLR) and directing credit to preferred sectors based on mornms formulated by priority sector. This article deals with the implications of pre-emptions of first...

The Credit Rating (CR) is an aggregate definition in light of the pre-indicated scale and mirrors the basic credit-risk for a given introduction. Bangladesh credit rating industry began its adventure with the compulsory prerequisite of having credit rating for all open obligation instruments, right offer...

Introduction Bank, what Wikipedia says is, a financial institution that accepts deposits from the public and creates credit. Banking began with the first prototype banks of merchants of the ancient world, which made grain loans to farmers and traders who carried goods between cities and...

Banking Sector involves a lot of transactions for their day to day operation and they have now realized that their main disquietude is how to detect fraud as early as possible. In this paper I have include information regarding carding basics. How this threat is...

Narashima committee established regional rural banks according the needs of the rural area, the committee thought that RRB would be much better for the rural population than commercial banks or any other commercial banks. considering all the above the government decide to pas regional rural...

Cashless India is a mission launched by the Government of India led by Prime Minister Narendra Modi to lower the dependency of Indian economy on cash and to bring hoards of stashed black money lying unused into the banking system. The country commence upon this...

Introduction Founded in 1830, Bank Audi is a regional Bank. It operates principally in Lebanon, the MENA region and, Turkey, offering a full range of products and services that principally cover commercial and corporate banking, retail and personal banking and private banking, as well as...

Ten years ago tomorrow, the US government allowed the Wall Street bank Lehman Brothers to go bust, an event that seemed to mark a historical denouement: the end of an American century culminating in humiliating failure of its economic policy. In the days that followed,...

In the mid-90s, Bill Gates said that ‘banking is necessary, banks are not.’ This sentiment has deepened among the population over the last decade, with public opinion turning against banks after the financial crisis of 2008 and technology opening up a range of new options...

The Reserve Bank of India (RBI) announced to create central bank digital currency (CBDC). RBI realized that cryptocurrencies can be the trend of payment in the future and expected to adopt the innovation at government level. Originally, RBI banned every domestic entity from adopting cryptocurrencies....

Financial institutions help with the cash flow of money within the economy among customers, companies and the government (pg. 179). There are several types of financial institutions including: commercial, investment, mutual savings, credit unions, pension funds, life insurance, mutual funds, and hedge funds (c-5:8). Each...

HDFC Products HDFC Bank caters to the banking requirements of every individual by offering a host of products and services. The following products and services are offered by the bank under its Retail Banking Solution: Accounts & Deposits: Under this head, the HDFC Bank offers...

Neel believes that one of the sources of economic growth is simply population growth. The growing of the population means that there are more workers to produce products and services and there are more consumers to buy those goods and services. He believes that immigration...

Canada’s longest leading financial services organization – Royal Bank of Canada was created in 1864 in Halifax, Nova Scotia and incorporated under the “Act to Incorporate the Merchants’ Bank of Halifax”. In 1869 under the federal government, it became a schedule 1 bank. In 1901,...

The evolution of the State Bank of India can be traced back to the first decade of the 19th century. It began with the establishment of the Bank of Calcutta, on 2 June 1806. The bank was redesigned as the Bank of Bengal on January...

Lucy Edwards, a former Bank of New York vice president, and her husband Peter Berlin was accused to the biggest cases of money laundering. The couple was admitted to the United states District in Manhattan after about 18 months of investigation. Lucy Edwards and Peter...

Monetary policy of Kazakhstan in its development has passed a number of important stages that reflect the key macroeconomic trends over the past twenty years. The directions of monetary policy were determined by the tasks of the National Bank aimed at reducing inflation, ensuring the...

The Reserve Bank of India (RBI) announced to create central bank digital currency (CBDC). RBI realized that cryptocurrencies can be the trend of payment in the future and expected to adopt the innovation at government level. Originally, RBI banned every domestic entity from adopting cryptocurrencies....

Critical analysis is based on the general observation and point out towards the shortcomings/ weaknesses of HBL as observed during the internship. These observations generally reflect the different aspects of HBL and weaknesses in different areas, which needs to be overcome. Following are the critical...