Contribution of The Industry in The Gdp (gross Domestic Product)

Today Indian economy is considered as the fastest growing economies in the world. Contributing to its high growth are many critical sectors, amongst which ‘financial services sector’ is unarguably one of the most distinguished sectors of Indian economy. The role of financial sector in shaping fortunes for Indian economy has been even more important, as India since independence lacked prowess of a resilient industrial sector. This prompted India to depend on other sectors for its sustenance. These other sectors mostly constituted of ‘financial service sector and ‘agricultural sector’. India’s watershed decision to nationalize 14 commercial banks in 1969 validated how critical was ‘financial sector’. Its importance after economic reforms of 1992 has grown only manifolds to the extent that today it presently contributes to over 7.1% of India’s GDP. It is the dynamic growth of financial services sector during post reform age that has helped it in assuming such an important place in Indian economy. Unlike in past when financial services sector mainly constituted of banking sector, today financial sector has broadened its reach to include sectors like insurance services, non-banking financial services, co-operatives, pension funds, mutual funds, capital market etc.

Financial sector’s contribution comes across even more strong when we look at sheer number of employment and tax revenue it generates. Especially employment generated by banking and insurance sector every year runs in millions. Equally revenue generation through tax and dividend collection by the government surpasses billions of rupees every year. While revenue and employment generation are two very important contributions, successfully maintaining healthy credit line to industrial sector as well as to overall economy is another important contribution of financial sector. Banks and non-banks in India have been discharging credit in billions to big, medium/small industries, entrepreneurs etc every financial year.

With improved availability of credit, the Indian economy during past two decades has managed to march towards higher economic growth. Reforms within banking sector during post liberalization era have especially proven to be prudent for credit disbursement in the country. The advent of private sector banks in particular opened a new chapter for Indian economy. The enormous success of private sector banks helped large corporate paving the way for consolidated growth in industrial sector encompassing MSME.

Recent important reforms have made financial sector even robust

Over past few years government has taken many reformative steps to make financial sector even more robust. Although it will take quite a few years to see positive impact of these reforms, there is a general consensus that these reforms will rewrite a chapter in Indian economy. More specifically, these reforms will open new stream of revenue and employment generation for the economy.

Listed below are some of these reforms

1) Last year in 2015, RBI took unprecedented step by opening up the much anticipated ‘payment bank’ sector. It awarded payment bank licenses to 11 entities. Along with redefining consumer experience, these 11 payment banks are expected to give further boost to growth of financial sector as well as to overall Indian economy.

2) To make banks more ‘credit friendly’, RBI has allowed banks to raise funds via long-term bonds for financing the critical infrastructure sector. This means banks no longer have to meet cash reserve ratio, statutory liquidity ratio or priority sector norms to disburse credit for big infrastructure projects.

3) In a welcome step, in 2015 Indian government raised the cap of FDI in insurance sector by 49%. Thereby making way for more foreign direct investment in insurance as well as financial sector. Following this decision, many foreign insurance companies operating in India have already raised their stake to 49% in their joint venture with Indian insurance companies.

4) In 2015, Indian government started Mudra Scheme, under which Indian banks will be providing cheap and affordable credit to new & small entrepreneurs.

About the organization

Stallion Capital is a wealth advisory firm, which work with successful people at different stages of their lives and provide them with the expert strategic financial advice they require to achieve, or maintain financial independence. Our clients want to take control of their financial future and we help them achieve this goal. By leveraging our expertise to create and implement a strategic financial roadmap we can assist them to protect, grow and manage their wealth.

Stallion was established in 2013, on the principles of delivering high returns to its clients through the network of government sector banks like PNB, Etc. Though client base is spread across, BFSI Sector & Telecom. Since the company have a large client base in Banking Sector consisting more of Public Sector Banks. Few of the prominent Banks are Punjab National Bank, Bank of Karnataka, Bank of Baroda, Andhra Bank, etc. Stallion capital Management is able to facilitate various training and development programs / internships in India and abroad with top B-school and has trained almost 52000 and above interns till date. Company is having asset under management of 80cr. The operations of the company are spread beyond the national boundaries of India.

Mission –

“To put all the financial transactions of client at one place for easy access and planning.”

Vision –

"To be most admired wealth management firm with best components.”

Products and services offered by the company

Wealth Management:

The term Wealth Management refers to a professional investment and advisory service that offers financial planning, investment management and other types of specialized financial advice.

Proprietary Financial Planning:

We offer property advisory services for all residential and commercial properties, rendered by our expert team members having thorough market knowledge in residential, industrial leading Prices.

We work on the following area:

1. Negotiate on Property valuation / deal on behalf of clients and get better value of money.
2. To make appropriate proposal favouring our clients.
3. Projects offering assured return on investment.
4. Cash flow analysis & financial Modelling.
5. Legal documentation of properties in a methodical manner.

Portfolio Management:

A portfolio Management refers to the science of analysing the strengths, weaknesses, opportunities and threats for performing wide range of activities related to the one's portfolio for maximizing the return at a given risk.

Tax and retirement planning:

Tax planning is simply optimizing both the timing and strategy of your business tax matters, to ensure that you pay as little tax possible. Those strategies should be geared to optimize and improve business growth.

The goal of retirement planning is to achieve financial independence. So, we are here to help you with the best advice regarding retirement savings.

Mutual funds advisory:

Mutual Funds are measured on relative performance. Their performance is compared to a relevant index such as the S&P 500 Index or to other Mutual Funds in their same sector.

Business loan assistance:

We deploy technology and apply innovation to create unique and compelling propositions that help you do what you always with the Business Loans from Bank, Financial Institutions & FDIs. We help in making and designing appropriate project reports and presentations. Most of these features are industry firsts and come only with our portfolio offerings.

Target Clients

Client base of the company varies from Entrepreneur to service professionals, old to young and seasoned to first time investor. Client list is such that it would entice anybody to opt for their Services Company has decided to build a focused approach to selected specific client only. Its aim is to serve serious client with the vision of long term relation.

Clients age profile:

Clients profile:

Key Competitors

NJ Wealth:

Started in 2003, NJ Wealth seeks to reach out to the common man and extend the opportunity to create wealth through an empowered network of financial products distributors – the NJ Wealth Partners. To its Partners, NJ Wealth provides a full service, comprehensive business platform with end-to-end solutions critical for success in financial products distribution practice. With its compelling set of offerings covering every area of distribution practice, NJ Wealth has managed to successfully transform the lives of many small and big distributors. To the common man, NJ Wealth offers a comprehensive wealth management platform with a wide choice of financial and non-financial products. Backed by high levels of excellence in operational and service standards, NJ Wealth offers customers of its Partners, with solutions that truly make a difference. Driven by the strong vision of 'Creating Wealth and Transforming Lives', NJ Wealth's constant endeavour is to build on the ideas that are meaningful & effective in scaling business challenges, seizing available opportunities and serving the interests of the customer. The NJ Wealth family has grown steadily and today it has over 30,000+ NJ Wealth Partners, spread across 95 branches in 19 states in India with over 25,00,000+ investors, and over INR 60,000+ crores of mutual fund assets under advice.

Karvy III:

One fateful evening in the summer of 1982, 5 young men who worked for a renowned chartered accountancy firm decided that it was time they struck out on their own to create an enterprise that would someday become an iconic name in the financial services space. They came from ordinary middle-class backgrounds. They had two assets; one was their education and the other an unquenchable desire to succeed. They had a lot stacked against them: the environment was not conducive to entrepreneurship; technology was not fully supportive, financial markets were largely unregulated, they were based out of Hyderabad while most key players in the financial world were in Mumbai or other metros and the wolf was at the door. The odds seemed insurmountable. These remarkable young men’s “Never say die” approach held them in good stead over the years. They stuck to their dreams, burnt the midnight oil, embraced technology and made it work for them and through sheer dint of determination, eventually overcame all obstacles. First came the registry business, followed by broking, and the rest became a lesson for every young individual to emulate.

SPA Capital:

Initially, the Group focused as a niche financial solutions provider in corporate finance and wealth management to Indian companies and high net worth individuals. In January 2000, the Group expanded its operations and the range of services. Today, SPA provides services for securities broking, merchant banking, wealth management, financial advisory, corporate finance, risk management and insurance broking. SPA is being managed by its promoters along with a young and dynamic team of over 500+ professionals with rich experience, in their respective fields. The Group has established itself as one of India’s leading financial advisory house, offering various financial solutions to its Institutional, corporate and individual clients.

Shrey fund management co. Ltd.

SHREY FUND MANAGEMENT CO. LTD. is one of leading investments / Insurance Advisor. We are also expert in Cash / Treasury Management System. We are a team of seasoned professionals extensive experience in banking & financial industry with demonstrated domain knowledge headed by Shri Ramesh S. Bhakuni (MBA Finance) - whole time director having over 15-year experience in Financial Sector. Our clients include corporate heads, professionals, NRIs, entrepreneurs, business enterprises and trusts. We have been awarded by the top mutual Funds in India for providing excellent investment advice and services to investing people as our focus is not selling products but on truly managing wealth. Our officers are fully computerized and well equipped with state - of- the - Art Communication facilities. Our clients are served by well qualified & experienced team. Being the Investment Portfolio Advisor, it our prime object to offer you the best available investment opportunities in a way to increase your returns and also minimize your risk & tax liability.

SWOT Analysis

Strengths

• Successful diversification in other fields such as training programs through various parts of world
• Professional consultant with experience of more than 20 years
• Good corporate tie-ups, like with HDFC Life, ICICI, etc.
• Solution to all financial problems under one roof.
• Multi-lingual staff.

Weakness

• Low key I.T. infrastructures as compared to big brands
• Low marketing and brand presence
• Lack of track record
• Fewer formal training programs

Opportunities

• Growing rural markets
• Earning urban youth looking for investments
• Could use their customer relationships for increasing database
• Cross selling through financial services such as banking

Threats

• Competition from large companies
• Increasing no. of advisory firms